The continued rollout of SECURE 2.0 and other updates means 2026 will likely be a busy year for regulatory guidance. Below are a few items that are likely to matter to advisors in 2026. More SECURE 2.0 guidance expected. Treasury and the IRS are still working through a long list of SECURE 2.0 projects, and… [keep reading…]
Tag: Pension
Switching It Up: Mid-Year SIMPLE-to-Safe Harbor 401(k) Conversions
New year, new opportunities. Just as annual limit increases prompt plan checkups and fresh strategy conversations, SECURE 2.0’s mid-year SIMPLE IRA “off-ramp” gives advisors a timely way to help growing employers pivot into a more robust retirement plan without waiting for the next calendar year. Thanks to SECURE 2.0, employers can now replace a SIMPLE… [keep reading…]
Beyond the Numbers: Leveraging the Plan Contribution Limits
‘Tis the season… for updated retirement plan contribution limits, that is! Just a few weeks ago, the IRS released updated contribution limits for the upcoming year. The increased limits don’t just provide an opportunity for participants to boost their retirement savings; they also create space for plan sponsors to revisit and maximize their own strategies…. [keep reading…]
Fiduciary Red Flags: Navigating the DOL’s Guidance on Crypto Assets
With digital assets and cryptocurrencies on the rise among individual investors, some retirement plan sponsors are wondering whether crypto has a place in 401(k) investment lineups. Recently, the Department of Labor issued a new release on plan investments in cryptocurrency. Previous DOL Guidance In March 2022, the DOL released Compliance Assistance Release No. 2022-01, expressing… [keep reading…]